Fueling the Township Economy
By providing fast, frictionless and conversational SMME Finance to grow Kasipreneurs.
Our Mission is to sustain and grow 50 000 South African Township ('Kasi) SMME's by providing access to working capital and asset financing
We identify and partner with SMMEs providing goods or services in South African townships, offering the financial backing necessary to support and grow their business
We work with community organisations and technology partners to deliver frictionless, affordable and trusted business finance to SMME’s
We provide strategic advisory, business development services, and market access alongside business finance, creating the foundation for long-term growth of SMME’s
Accessing Finance is as simple as a WhatsApp conversation
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Reach out to Koola
Message “Hello Koola” to our WhatsApp business number -
20 min sign-up
Answer our application questions and upload documents
- no need to go to the bank! -
Access finance to match your business needs
Choose a repayment schedule that best suits the cash
flows of your business -
Personalised Reminders and Business Support
Receive personalised communications and reminders -
Frictionless Repayments
Making payments is as easy as visiting your local Spaza shop
Shop or grocery store -
Earn Rewards
Reduce your balance and earn points by completing our surveys
![Reach out](https://koolacapital.co.za/wp-content/uploads/2024/07/1.png)
![Reach out](https://koolacapital.co.za/wp-content/uploads/2024/07/2.png)
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![Website 12](https://koolacapital.co.za/wp-content/uploads/2024/07/Website-12.jpg)
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Kasi Success Stories
Our Kasi Success Stories highlight the resilience, innovation, and determination of these inspiring individuals.
![Business Owner, Khayelitsha](https://koolacapital.co.za/wp-content/uploads/2024/07/PHOTO-2023-09-08-15-08-59.jpg)
![Business Owner, Soweto](https://koolacapital.co.za/wp-content/uploads/2024/07/tom.jpg)
![Business Owner, Khayelitsha](https://koolacapital.co.za/wp-content/uploads/2024/07/PHOTO-2023-09-08-15-09-01.jpg)
![Business Owner, Mfuleni](https://koolacapital.co.za/wp-content/uploads/2024/07/Website-5.jpg)
Our Partners
![](https://koolacapital.co.za/wp-content/uploads/2024/07/Further-Impact.jpeg)
![](https://koolacapital.co.za/wp-content/uploads/2024/07/SABF.jpeg)
![](https://koolacapital.co.za/wp-content/uploads/2024/07/Patela.png)
Frequently Asked Questions (FAQs)
We finance SMME’s across all industries, excluding alcohol, cigarettes and gambling
It depends on the business, application and the amount required. We’re fully compliant with the National Credit Act of South Africa
No unfortunately not, our focus is on providing finance to business owners for stock, assets and business upgrades
No, businesses must be operational for longer than 1 year
Reach out to us on WhatsApp 0781977623 and follow the application process to see if you qualify
No, Koola looks at other unique factors when deciding to provide business finance
![PHOTO-2022-09-06-17-45-03-2-removebg-preview PHOTO-2022-09-06-17-45-03-2-removebg-preview](https://koolacapital.co.za/wp-content/uploads/2024/07/PHOTO-2022-09-06-17-45-03-2-removebg-preview.png)
Koola Capital (Pty) Ltd Reg. No 2021/ 602709/07 is a registered credit provider NCRCP 15417
General disclaimer: The content of Koola does not constitute legal, tax or financial advice nor does it necessarily reflect the views of our management, staff, contributors or suppliers. Even though every endeavour has been to ensure the accuracy of the information provided, we cannot be held liable for any errors or omissions. By using this website you agree to accept this and abide by our Terms and Conditions that were accept by you when you joined.